Category Archives: blog

Negative Gearing

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Negative gearing works by using a property investment to reduce your tax. It only works when there is already a considerable amount of tax being paid.

 

When negative gearing an investor will purchase a property with money borrowed from an institution. This borrowed money is to be paid back over time with interest. The property is them rented out to another party who are charged rent. This rent will be less than the total amount spent on repaying the loan and maintaining the property. As such, the property will be understood as an investment running at a loss. The loss means the investor’s income is lower, meaning they only pay tax on this lower income.

 

The practice of negative gearing is allowed in Australia, and allowed in some other countries, but often with restrictions. The practice is controversial, and sometime a political issue.

 

It is obviously not possible to live in the house that is negative geared, and it is not possible to combine a negative geared house with a first home buyer’s grant, which require you to live in the house. Negative gearing is for investment purposes only, with the tax situation being a benefit of this.

 

Conveyancing Firms Sydney

We recommend using a conveyancing solicitors in Sydney CBD when considering any property. Laws vary according to individual situations, and across state lines. Any Mistakes can be expensive. For Melbourne conveyancing services Sydney has groups like Sun and Wangs who are familiar with interstate legal proceedings. They are also a Queensland conveyancing law firm Sydney often uses. Make the best investment with the best advice.

Teeth

dentist-on-victoria

Teeth, or at least their outer enamel, are the hardest part of the human body. Teeth are also one of the longest lasting part of the body, providing we look after them. Our permanent teeth should last the rest of our lives.

 

The basic structure of a tooth falls into four parts, though this apparent simplicity is misleading as the complexities of tooth growth, structure, and regeneration are still under study. The tooth enamel is the outer part of the tooth. It is mostly hard mineral with some water and organic material. Because this enamel is semi-translucent the colour of the material beneath, either the natural dentin or artificial filling, affects the colour of the tooth.

 

Dentin is the material beneath the enamel. It is a porous, yellow material consisting mostly of 70% inorganic material. Being softer than enamel it is more prone to decay that the outer surface of the tooth. The dentin material has many tiny tunnels, about 1 or 2 micro-meters, running form the pulp to the enamel. Each of these tunnels is separate from each other. Recent studies have speculated on liquids flowing through these tunnels, from the pulp to the outer enamel, which may affect both general tooth health and resistance to decay.

 

The pulp (or nerve) is in the middle of the tooth, surrounded by another layer called the Cementum. The cementum is similar to the dentin, but has more organic material, something which allows the tooth to attach itself to periodontal ligaments for stability. The pulp inside the cementum supplies the tooth with moisture and nutrients, and also provides the physical feeling for the tooth. Temperature, external pressure and damage to the tooth (such as decay) are felt through this pulp.

Workplace Bullying

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Few people have gone through life completely free from any bullying, including the perpetrators of the act. It would be tempting to think such actions cease after school and childhood, but often the form of bullying just changes. School bullies are at least at odds with the educational system; the system directly opposes them. By contrast workplace bullies may be more overt, operating within the rules of their social system, or carefully exploiting them.

 

Some common tactics are:

  • Blaming the wrong person, wrongfully accused (possibly the most common tactic).
  • Offhanded dismissal of another’s ideas or observations.
  • Silent treatment – behaving as if the person was invisible.
  • Mood swings that confuse the victim, who never knows how to approach the bully.
  • Invention of arbitrary rules, often after the fact.
  • Disregarding any quality work. Devaluing contribution.
  • Stealing credit, plagiarism
  • Humiliating the individual through verbal abuse.
  • Falsely accusing the victim of insubordination.
  • Withholding necessary information
  • Prevent the other from completing a task through lack of co-operation.
  • Creating unrealistic demands or high workloads
  • Assigning undesirable task as a punishment.
  • Removing areas or responsibility from an able employee.
  • Restricting the victim to task and projects beneath their qualifications.
  • Using confidential information against a person.
  • Gossip

Because the form of abuse varies so much there can be problems in naming in the experience.  It can be easily mislabelled as stress or insubordination on the part of the victim. This mislabelling might be deliberate trivialization of the event, failure to recognize its significance, or blatant attempt by the perpetrators to cover their illicit action.

 

Bullying may or may not affect an individual’s self-esteem, but it will quite possibly affect their career. Solutions are difficult, and complaints are often ignored or considered trivial. Yet it remains a serious matter.

EFFECTS OF SOCIAL MEDIA

Of course social media has changed the way we live. It is one of those developments that science fiction authors never really predicted; the science fiction of the last generation thought mobile communication devices were advanced just for letting people talk!

Business is massively affected by the internet and media. Every business, big or small, needs a site and uses social media. The positive side is that this brings smaller businesses back into the game. It is possible for small groups to get fairly good internet exposure at little cost just with social media and a basic website. Big company monopolies aren’t the treat they once were.

Social media is as individual and creative as the owners want it to be. The idea of computers being sterile and emotionless is laughable today. Individuals are no longer lost amid generic ideas; they are lost amid countless other unique individuals. There are more ideas and contactable individuals than we can keep up with.

Charity events receive more attention than ever with social media. The ALS challenge (where people made a donation or endured a bucket of water over their head) would be almost unthinkable a generation ago.

Disaster relief has changes as images of the event are real, immediate and very emotional. People donate because they are aware of the human disaster; events don’t seem like fiction.

The fact that people can be rescued by tracking them with phones, or find others with the same technology is unbelievably helpful.

The biggest change is probably direct news, something which ties to all the other changes. Once we learn all news through newspapers, then television reports, and the public rumour. These were all prone to human error, inaccuracies, political bias, and subject to possible censorship. Now anybody at an event can post film of an event to various social media. It is hard to conceal visual footage, though rumours and some facts can be denied. It is easy to see why some governments ban social media; they have no way to control information or keep secrets.

In the year 2000 the concord disaster was recorded with only one known photo. Such an important event today would have multiple images available within minutes of occurring. Such records would have important legal and diagnostic use.

There is also the downside that every public media had. Centuries ago, when education was rare, only the well informed individual could write and be published. Now anybody can express an opinion, and spread misconceptions and outright lies. Children are taught from a young age that the internet is full of unreliable information. Separating true from falsehood is more difficult than ever.